Condo Insurance
Your association's master policy typically stops at the walls of your unit. A condo policy picks up where it leaves off: your interior finishes, your belongings, your liability, and special assessments the HOA can pass down to owners.
What it commonly covers
- Interior walls, floors, cabinets, and fixtures
- Your personal belongings
- Personal liability inside and outside the unit
- Loss assessment: your share of certain HOA claims
- Living expenses if your unit is unlivable after a covered loss
Every policy is different. Actual coverage depends on the carrier and options you choose. We'll walk you through it in plain English.
How Fairhouse helps
Whatever your situation, here are a few of the ways we make it easier:
- Get the coverage your lender requires for closing
- Fill the gaps your building's master policy leaves
- Sort out exactly what you do and don't need to insure